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Category: Purchasing a Home

Should You Stay in Your Home Or Rent in Retirement?

Your home is probably one of your most valuable assets, especially if you’ve been there for many years. As you near retirement age, you may ask yourself, would it be
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How to Buy a Vacation Home in 5 Steps

Buying a vacation home can be a great way to spend time in the place you love and save money over time on lodging fees. Here are 5 important steps
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What is Cash to Close?

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does
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5 Questions about FHA Loans

If you are ready to buy a home, you have probably wondered what type of loan you should choose. FHA loans, sponsored by the Federal Housing Administration are excellent mortgages
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What is a Loan Estimate?

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage.
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What Fees are Included in Mortgage Closing Costs?

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are the included in Mortgage Closing Costs? Closing Costs Defined Closing costs are
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Can I Use a Home Equity Loan to Buy a Vacation Home?

If you’ve been dreaming about buying that property at your favorite vacation spot but not sure how you’d ever save up for it, there may be an option you haven’t
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Home Purchase

How To Beat High Inflation with a Home Purchase

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel
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Buying a Bigger Home vs. Expanding

More Space: Buying a Bigger Home vs. Expanding

Maybe you have recently added another child to your family. Maybe it’s time to bring your aging parents into your home for more care. Or maybe your job has gone
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How Long Does a Mortgage Pre-Approval Last?

High demand has kept U.S. home inventory low, leading to longer buyer searches. In 2022, buyers took about eight weeks to find a home, with many making multiple offers before
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