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Category: Purchasing a Home

6 Mistakes that Home Buyers Should Avoid

With the busiest housing market season of the year in full swing, it’s essential to be on your home buying game. Here are 6 mistakes that Home Buyers should avoid
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How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Or, should you find a
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Can Manual Underwriting Help You Get Approved for a Mortgage?

When you apply for a mortgage loan, the bank or lender goes through a process called underwriting. This involves verifying and analyzing your financial data to determine if you qualify
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How To Save As Much Money as Possible When Buying a House

With high prices and rising inflation, if you are hoping to buying a house for the first time this year, you are probably looking for any way to save money
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The Pros and Cons of a 40-Year Mortgage

When it comes to buying a house, you have most likely heard of a 30- or 15-year mortgage, and maybe even a 20-year mortgage. Did you know there are also
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Weighing the Options: Vacation Home or First Mortgage Payoff?

Have you always wanted to buy a second home in your favorite vacation spot, but you’re not sure if it makes financial sense to take on a second mortgage before
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Buying a Short Sale: Everything You Need to Know

With the explosive home price growth of the last few years, many people have been priced out of the homebuying market. If you fall in this category, there may be
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Can My Lender Sell My Mortgage?

You’ve just closed on your mortgage, and then a surprising letter arrives: your loan has been sold to another company. Can my lender sell my mortgage? Is this legal? Why
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Should I Consolidate My Debts with a Mortgage Refinance Loan?

In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, etc. If you are a homeowner, you may
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When Is a Mortgage Prequalification Helpful?

If you are starting the homebuying process, you may have heard that you should get a mortgage pre-approval, not a prequalification. And yet, mortgage prequalification wouldn’t exist if they didn’t
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