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Category: Credit

5 Common Misconceptions That Keep You from A Perfect Credit Score

Earning and keeping a perfect credit score is a great goal, but there are plenty of myths out there about how to achieve it. Since having a great score is
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What’s the difference between a Home Equity Loan and a Home Equity Line of Credit

Homeowner equity is near all-time highs right now as home prices have skyrocketed over the past few years. And while mortgage rates have been creeping up, they are still near
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Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?

Your credit score has a huge impact on the homebuying process. You probably already know that it will be a big factor in determining if you qualify for a mortgage
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An Excellent Credit Score can Save you Big Money

As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is
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Will Getting a Mortgage Help My Credit Score?

While buying a house, your credit score is very important to securing mortgage funding. But what about after you close on the sale? How will a home loan affect your
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Which Credit Score Will My Mortgage Lender Use?

You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several
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How to Avoid 3 Common Mortgage Scams

There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are
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