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Author: Florida Home Loans

DSCR Loans and Down Payments in Florida

Understanding DSCR Loans and Down Payments in Florida

DSCR Loans and Down Payments in Florida? If you’re diving into the world of investment property loans, you’ve probably stumbled upon the term DSCR loans. But what exactly are they,
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Hard Money Lenders in Florida

Understanding Hard Money Lenders in Florida

Hard money loans are short-term, asset-based loans. Unlike traditional bank loans, which consider the borrower’s credit score and financial history, hard money loans focus on the value and potential of
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First-Time Home Buyer Programs

Essential First-Time Home Buyer Programs Explained

Essential First-Time Home Buyer Programs Explained Stepping into the world of homeownership for the first time can be a bit daunting. There’s a lot to consider, from finding the perfect
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Conventional over FHA Home Mortgage Loans?

Why Should I Go Conventional over FHA Home Mortgage Loans?

Going through a conventional home mortgage loan and an FHA home mortgage loan all depends on your financial situation, but here are several reasons why going with a conventional loan
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Real Estate Commissions & Tax Deductions

Are Real Estate Commissions Paid Tax Deductible for Home Sellers? Real estate commissions are generally not deductible for individual homeowners when selling a personal residence, as they are considered part
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Right Mortgage Term

Choosing the Right Mortgage Term: A Key Decision in Homeownership

Embarking on the journey to homeownership involves many significant decisions, and one of the most important is selecting the length of your mortgage term. From shorter terms like 10 years
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Limited Equity

Refinance Your Home, Even if You Have Limited Equity

FMERR stands for Freddie Mac Enhanced Relief Refinance. This refinancing program helps homeowners with little or LIMITED equity refinance into a better mortgage. It specifically targets borrowers who owe more
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Exploring VA Loans

Exploring VA Loans: A Path to Homeownership for Veterans

Today, we’re diving into the world of VA loans—an incredible opportunity for veterans and active-duty service members to achieve the dream of homeownership. VA loans are a unique benefit designed
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Adjustable-Rate Mortgages

A Strategic Approach to Adjustable-Rate Mortgages

In today’s market, where interest rates can shift unpredictably, achieving homeownership through conventional fixed-rate mortgages might feel out of reach for many. However, before letting go of your homeownership dreams,
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Florida Home Equity Loans vs. HELOC

Florida Home Equity Loans vs. HELOC – Which is Right for You?

. Home Equity Loans and HELOCs, also known as Home Equity Lines of Credit are great tools that can allow a homeowner the ability to tap into their home’s built-up
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