Understanding LTV Ratios
The loan-to-value ratio is the comparison of the mortgage balance to the market value of the home. It is calculated by dividing your loan amount by the value of the
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Author: Florida Home Loans
Don’t Let Rates keep you from Buying or Selling
It’s no secret that mortgage interest rates have risen this year. Rates have risen almost four percentage points in less than a year. That kind of rate increase can be
Is It Possible to Refinance a VA Loan?
If you have a VA loan as a military homeowner, you know that these loans offer some of the best rates and terms on the market. With no down payment
How A Bridge Loan Can Help You Build a New Home
How A Bridge Loan Can Help You Build a New Home? In today’s housing market with sparse inventory, many people are opting for new builds or even to build their
What is the Difference Between Conventional and FHA Appraisals?
A home appraisal is an essential part of buying a home and getting mortgage financing. An appraisal determines the current market value of the property and helps lenders determine if
Buying a Vacation Home: A Quick Guide
Having a second home for weekend or summer escapes is a priority for many Americans. If you’re interested in buying a vacation home, here’s a quick guide to the essential
Applying for a VA Loan: What is a Statement of Service?
If you are an active-duty or retired military service member applying for a VA Loan through the Department of Veteran Affairs, one of the first things you will need to
Will Getting a Mortgage Help My Credit Score?
While buying a house, your credit score is very important to securing mortgage funding. But what about after you close on the sale? How will a home loan affect your
On-Time Rent Payments Can Now Help You Qualify for a Home Loan
One of the major barriers to homeownership for first-time homebuyers is their limited credit background. It takes time to establish a full credit history, and only certain types of regular
Answers to the Most Frequently Asked Jumbo Loan Questions
If you live in one of our nation’s pricier areas or want to buy a home significantly above the median price for your area, you’ll probably need a jumbo loan.
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