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Author: Florida Home Loans

Can I Still Get a VA Home Loan If I’ve Had a Bankruptcy?

In today’s turbulent economic atmosphere, financial hard times can hit any of us. If you are hoping to get a VA home loan but you have recently been through bankruptcy,
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Should I Refinance My ARM Loan to a Fixed-Rate Mortgage?

ly, iLong-term mortgage interest rates have more than doubled in the past year and hit 14-year highs as of September 2022. If you bought a home in recent years with
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Home Buying Options for Teachers

The teacher shortage is a growing concern, with 36,000 open positions nationwide. Stress from COVID-19 and low wages contribute to the issue. Public school teachers shape future generations, and supporting
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What The Latest Fed Rate Hike Means for Mortgages

The Latest Fed Rate Hike September interest rate hike marks the fifth straight increase in 2022. What does that mean for the mortgage world? Fed Rate Hikes The Federal Reserve
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What’s the difference between a Home Equity Loan and a Home Equity Line of Credit

Homeowner equity is near all-time highs right now as home prices have skyrocketed over the past few years. And while mortgage rates have been creeping up, they are still near
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HUD Homes – Another Option for Buyers and Investors

In today’s competitive housing market, it is smart to look at all the possible avenues for becoming a homeowner. Especially if you are a first-time buyer or have less-than-perfect credit,
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Does My Credit Score Affect How Much I Pay in Private Mortgage Insurance?

Your credit score has a huge impact on the homebuying process. You probably already know that it will be a big factor in determining if you qualify for a mortgage
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What Tax Deductions are Available to Homeowners?

If you’re buying a home, it’s important to understand its effect on your taxes. There used to be many homeownership tax deductions, so will your taxes decrease? Here’s the scoop:
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Should I Buy a Home Now or Continue Renting?

On your path to homeownership, you may be unsure when it makes the most financial sense to take the plunge. Monthly mortgage payments can sometimes be more expensive than rent
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An Excellent Credit Score can Save you Big Money

As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is
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