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Author: Florida Home Loans

6 Ways to Know You Are Ready to Be a Home Buyer

Buying a home is one of the biggest and most important financial decisions most people will make in their lifetimes. It is no wonder then that people want to be
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Don’t Make These 7 Home Buyer Mistakes

With high home prices and rising mortgage rates, buying a home today requires smart planning and careful decisions. A few common missteps—like skipping mortgage pre-approval or overextending your budget—can lead
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Merry Christmas

Merry Christmas

Merry Christmas from All of Us at Mortgage Capital! 🎄✨ With Christmas fast approaching, we want to take a moment to send our warmest wishes to you and your loved
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How To Avoid Being House Poor

Since buying a home is one of the biggest financial investments most people ever make, if you’re are not careful, you can get in over your head. This can result
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How to Qualify for a Jumbo VA Loan

If you are buying a home that is priced significantly above the region’s average, traditional loans may not be able to cover the size of your purchase. In this case
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How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

According to a recent report from Redfin, as of October 2022, homebuyers need to earn at least $107,281 to afford a “typical home” with a median monthly mortgage payment of
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Understanding Non-Owner-Occupied Mortgages

If you are venturing into the world of rental properties, it’s time to learn the ins and outs of non-owner-occupied mortgages. This is a special type of home loan for
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The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially
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There are Lots of Reasons to Refinance Your Home

With interest rates doubling in the past year, you may think that it’s no longer a good time to refinance your mortgage. However, the truth is there may be some
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Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners – namely their parents or grandparents – to be co-borrowers
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