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Author: Florida Home Loans

5 Things Every First-Time Buyer Needs to Know

Buying a home for the first time is a big deal. Whether your first purchase is your last or if it is a stepping stone to a larger one in
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Should You Make a 20% Down Payment?

If you’re getting ready to buy a house, you may be unsure how much money to contribute as a down payment. For many years, 20% of the purchase price was
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Happy Valentine’s Day

Happy Valentine’s Day

Happy Valentine’s Day from Mortgage Capital! ❤️🏡 At Mortgage Capital, we truly love what we do—but what makes it even more special is working with amazing customers like you! Helping
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How To View a Home Purchase: Home-Sweet-Home or Investment?

Buying a house is one of the biggest financial purchases you are likely to make in your life. So should you look at it through the lens of finding the
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10 Important Facts About VA Loans

Are you one of the more than 16 million veterans and 1.3 million active-duty military members in the United States today? If so, you are likely eligible for a VA
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Tax Refund Season Means Help for Homeownership

As tax season approaches, you may anticipate receiving a big tax refund in your bank account soon. Before deciding how to spend it, consider how it could support your homeownership
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Buying a Vacation Home or Investing in a Timeshare?

Having a place to escape to when they take time off is a dream for many people. There are plenty of options out there for finding a consistent vacation spot.
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Need Help with a Down Payment? A HomeReady Mortgage Might Be Right for You

If you are itching to get into homeownership but don’t have much of a down payment saved or much of a credit history, you might think you’ll just have to
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What is the Difference Between a Mortgage Interest Rate and the APR?

As you start applying for a mortgage loan, you will probably hear the terms “APR” and “mortgage interest rate” a lot from lenders. What do these mean, what is the
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Happy New Year

Happy New Year 2023

Happy New Year from All of Us at Mortgage Capital! 🎉🥂 A new day, a fresh start, and a brand-new year are here! As we step into 2023, we want
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