Author: Florida Home Loans

As you get into the mortgage application process, you may hear your lender use the term “cash to close.” What’s the difference between this phrase and closing costs? What does

If you are ready to buy a home, you have probably wondered what type of loan you should choose. FHA loans, sponsored by the Federal Housing Administration are excellent mortgages

During the mortgage application process, you will receive a very important document called the Loan Estimate (LE). This three-page form will provide you with detailed information about your proposed mortgage.

When you buy a home or refinance your mortgage, you should expect to pay closing costs. What are the included in Mortgage Closing Costs? Closing Costs Defined Closing costs are

If you’ve been dreaming about buying that property at your favorite vacation spot but not sure how you’d ever save up for it, there may be an option you haven’t

Inflation rates in the U.S. rose to unusually high levels over the past few years. While the Federal Reserve is making headway on bringing rates down, it can still feel

Maybe you have recently added another child to your family. Maybe it’s time to bring your aging parents into your home for more care. Or maybe your job has gone

High demand has kept U.S. home inventory low, leading to longer buyer searches. In 2022, buyers took about eight weeks to find a home, with many making multiple offers before