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Author: Florida Home Loans

Should I Consolidate My Debts with a Mortgage Refinance Loan?

In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, etc. If you are a homeowner, you may
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When Is a Mortgage Prequalification Helpful?

If you are starting the homebuying process, you may have heard that you should get a mortgage pre-approval, not a prequalification. And yet, mortgage prequalification wouldn’t exist if they didn’t
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Understanding Mortgage Loan Origination Fees

One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them.
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What is a No Fee Mortgage?

There are plenty of fees to pay when you get a new mortgage loan. While there is no way to get around these costs, you may be able to avoid
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How to Improve Your Credit to Get a Better Mortgage Deal

In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to
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How Many Mortgages Can I Have at One Time?

While taking on a mortgage for the first time may feel like the scariest decision of your life, after you get comfortable with homeownership and paying a mortgage, you may
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Do I Have to Pay Private Mortgage Insurance?

Lenders often require borrowers to pay for private mortgage insurance (PMI) on top of their mortgage loan. PMI is a type of insurance that actually protects the lender, not the
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Mortgage Bankers and Brokers: What’s the Difference?

When you’re ready to buy a home, one of the first steps is finding the right mortgage lender. During your search, you’ll likely come across two common terms: mortgage banker
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Is a Conforming Loan the Same as a Conventional Loan?

When you’re navigating the mortgage process, it’s easy to get overwhelmed by all the terminology. Two of the most commonly confused terms are conventional loans and conforming loans. While they
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3 Reasons a Government-Insured Mortgage Might Be Your Best Option

When applying for a home loan, you’ll quickly find there are many mortgage options available. The two main categories are conventional and government-insured loans. While both have their benefits, government-backed
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