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Author: Florida Home Loans

How To Save As Much Money as Possible When Buying a House

With high prices and rising inflation, if you are hoping to buying a house for the first time this year, you are probably looking for any way to save money
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Most Popular Home Renovations Do Not Provide a Great ROI

With mortgage rates on the rise, and home prices at record highs, many homeowners are choosing to renovate their current homes rather than sell and buy a bigger, better place.
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Happy Independence Day

Happy Independence Day!

Happy Fourth of July from Mortgage Capital! 🇺🇸🎆 As fireworks light up the night sky and we come together to celebrate our nation’s independence. We want to take a moment
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The Pros and Cons of a 40-Year Mortgage

When it comes to buying a house, you have most likely heard of a 30- or 15-year mortgage, and maybe even a 20-year mortgage. Did you know there are also
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How does a HELOC work?

How does a HELOC work? With so much equity flowing freely these days, getting a home equity line of credit (HELOC) can be a great way. To pay for home
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Can I Get a VA Loan After Leaving Military Service?

Home loans sponsored by the Department of Veteran Affairs, or VA loans, are an amazing resource for active duty military personnel. They offer low interest rates and do not require
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Weighing the Options: Vacation Home or First Mortgage Payoff?

Have you always wanted to buy a second home in your favorite vacation spot, but you’re not sure if it makes financial sense to take on a second mortgage before
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Buying a Short Sale: Everything You Need to Know

With the explosive home price growth of the last few years, many people have been priced out of the homebuying market. If you fall in this category, there may be
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Making Sense of Today’s Interest Rates

Mortgage interest rates have risen sharply in the past year, having bumped around the 3% -4% range for the last decade. After getting so accustomed to that range of rates,
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Can My Lender Sell My Mortgage?

You’ve just closed on your mortgage, and then a surprising letter arrives: your loan has been sold to another company. Can my lender sell my mortgage? Is this legal? Why
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