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Author: Florida Home Loans

Understanding Debt-to-Income Ratio

Buying a house is a big deal, and there’s some key phrases that you need to know. You can conquer the world of real estate once you understand a powerful
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How to Avoid Private Mortgage Insurance (PMI)

Imagine you’re on the edge of diving into homeownership—super thrilled to claim a piece of the real estate pie. But wait a minute! There’s a sneaky hurdle called Private Mortgage
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September 11th 2001

We will Always Remember those who died on September 11th, 2001

Remembering September 11 2001: A Day That Changed History September 11th 2001, forever changed the course of history and profoundly impacted countless lives. On that tragic morning, nearly 3,000 innocent
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Renting vs. Buying: The Great Housing Debate

Are you caught in the dilemma of choosing between renting a cozy apartment or leaping into the exciting world of homeownership? It’s a big decision that countless individuals grapple with.
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How to Save for a Down Payment: 9 Tips for First-Time Homebuyers

Hey there, future homeowner! So, you’re thinking about getting your very own place, right? You might be wondering, how do you actually save up for the down payment? Don’t sweat
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The Benefits of Homeownership: Beyond Financial Gains

The financial benefits of homeownership are well documented, but the value of owning a home extends far beyond monetary considerations. While private mortgage insurance (PMI)  and large down payments may
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Do VA Entitlements Ever Expire?

One of the perks of serving our country in the military is being able to take part in the VA home loan program, with its zero down payment rules and
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How To Handle Your Mortgage In a Divorce

How do you handle your Mortgage in a divorce? Among the many decisions to be made during a divorce is what to do with the house. There are three main
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Get a Mortgage even if You Just Started a New Job

One of the things lenders look for in a good mortgage application is a minimum of two-years of solid work employment history. They want to have confidence that the borrower
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How To Refinance into a VA Loan

VA loans, mortgages designed for active or veteran military members, have some of the best terms in the market. If you have a conventional mortgage but qualify for a VA
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