At Mortgage Capital, we’re proud to support our nation’s heroes with one of the most powerful home loan options available: VA Loans for Service Members. Additionally, backed by the U.S. Department of Veterans Affairs, VA loans are designed to make homeownership more accessible and affordable for eligible veterans, active-duty military members, and certain surviving spouses.
Why Choose a VA Loan?
VA loans offer unique benefits that set them apart from conventional financing:
No Down Payment Required
Buy a home with 0% down, keeping more money in your pocket.
No Private Mortgage Insurance (PMI)
Unlike FHA or conventional loans, VA loans do not require monthly mortgage insurance.
Competitive Interest Rates
Access some of the lowest rates in the market, saving thousands over the life of your loan.
Flexible Credit Requirements
More lenient underwriting makes qualifying easier for those with limited credit history.
Reduced Closing Costs
The VA limits the types of fees veterans can be charged, helping lower your out-of-pocket expenses.
Who Is Eligible?
You may qualify for a VA loan if you meet one of the following:
- Active-duty military (90 days minimum service)
- Veterans who meet length-of-service requirements
- Reservists or National Guard members (after 6 years or activated for 90 days)
- Surviving spouses of veterans (in specific circumstances)
Moreover, our team will help you determine your eligibility and obtain your Certificate of Eligibility (COE).
VA Loan Uses
VA Loans for Service Members can be used for:
Purchasing a primary residence
Refinancing an existing mortgage (VA IRRRL or Cash-Out)
Renovating or repairing your current home
How Mortgage Capital Supports You
At Mortgage Capital, we go beyond loan processing—we’re committed to delivering respect, transparency, and unmatched service to every military family. Additionally, we’ll walk you through:
- Pre-qualification and budgeting
- Navigating the VA appraisal process
- Maximizing your VA home loan benefits
- Fast and secure closings
Ready to Get Started?
So, whether you’re buying your first home or refinancing, VA Loans for Service Members offer unmatched value and flexibility. Let our experienced team guide you through every step of the process.
Call us today at 561-300-0380 or contact us to get started.